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Debbie Loftis
Loan Officer

P O Box 869
106 Washington Ave.
Athens TN 37371-0869

Office: 423-745-1111 or 800-526-3572

Fax: 423-745-1528


NMLS Registry ID: 188028

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About Debbie
Debbie began her career in the financial industry in 1977 and has served as Vice President/Loan Officer in the Athens Federal Main Office since 2011. A native of McMinn County, Debbie lived and worked in the Cleveland area before returning to Athens in 1993.

She is a graduate of the LSU Graduate School of Banking and Southeastern School of Commercial Lending at Vanderbilt.                  

Need personal assistance now?

Please contact me directly for personal assistance to discuss your needs.

Wondering why Athens Federal is different?

We have more than 80 years of experience in providing loans to fit your needs. We’re local lenders who live and work in your community and are committed to personal, knowledgeable service. In short, we still believe in relationship lending and always have your best interest in mind.

Not sure which program is right for you?

Athens Federal offers a wide variety of mortgage products tailored to meet your individual needs. Our products range from first-time homebuyer programs to refinances and construction loans. We look forward to working with you to find the right product to fit your situation and financial goals.


Apply online now!

Simply click the "Apply Now" link above to begin the application process.

Quick Quote

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Today's Featured Rates

Conventional Fixed Rate
30 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.662%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.280%  0.000%

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